Capital Credit Information

Welcome to the Pioneer Telephone Cooperative, Inc. web page for un-cashed capital credit checks.

This website has been designed to help determine if you have un-cashed checks. 

Capital credit checks are most commonly un-cashed because the cooperative's system does not have your current address.

This page will only be of benefit to you if you have had home landline phone service in Oklahoma in one or more of the Pioneer Telephone exchanges.

What are Capital Credits? Capital credits are margins allocated to the members of the cooperative on a pro-rated basis, in proportion to their telephone usage.

Upon approval of the Board of Trustees, a portion of these credits is refunded or credited to the member's account on a yearly basis, if the financial condition of the coop permits. A more detailed explanation of capital credits can be found in Article VIII of the cooperative by-laws.

All questions can be submitted in writing to Capital Credits, P.O. Box 539, Kingfisher, OK 73750, or calling 1-800-650-6116 or emailing capitalcredits@ptci.com. Checks can be for as little as $1.00. Your claim will be researched and processed when we have received the required copies of your driver's license and social security card. We will process all claims within 90 days.

There is no charge or fees associated with this search. This is a service offered to our members to maintain our commitment to serving as your "Total Communications Company".